Wednesday, October 22, 2008

What is Third Party Over?

Also known as "Labor Law" or "Action Over"

An injured employee, after collecting workers compensation benefits from the employer, sues a third party for contributing to the employee's injury, such as the General Contractor that hired his employer top perform a task.

Then, because of some type of contractual relationship between the third party and the employer, the liability is passed back to the employer by that prior agreement. This causes the employer to pay both the Workers Comp claim, and the General Liability Claim.
This type of claim is very common in NY, and many carriers specifically exclude this type of claim.

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Jonathan S. Carroll, ASLI, CRIS
Bradley & Parker
320 S. Service Rd, Melville, NY 11747
O - (631) 981-7600
D - (631) 650-4034
C - (917) 376-0075
F - (631) 981-7681

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